Malaysia My Second Home(MM2H)
Malaysia My Second Home
Malaysia My Second Home (MM2H) is a government-recognised long-term residency programme designed for foreign nationals seeking to live, retire, or relocate to Malaysia. With visa durations of up to 20 years, the programme offers a structured pathway for individuals and families looking for stability in a well-developed and internationally connected country.
As a legal firm, we provide clear guidance on eligibility, documentation, and compliance—ensuring your application is properly structured and aligned with current MM2H requirements. Whether you are planning for relocation, retirement, or long-term residence, we assist you in navigating the process with confidence and peace of mind.
A Strategic Choice for Long-Term Residency
Malaysia has become an increasingly preferred destination for long-term residency, offering visa terms of up to 20 years, a well-developed legal and regulatory framework, and one of the most competitive costs of living in Southeast Asia.
With English widely used in both business and daily communication, and a mature legal system built on common law, Malaysia offers clarity and accessibility for foreign nationals navigating property purchase, residency compliance, and long-term financial planning. Its position at the heart of ASEAN further enhances its appeal for individuals and families seeking regional connectivity alongside long-term settlement.
Affordable Cost of Living
Malaysia consistently ranks among the most affordable countries in Asia for long-term residents, with housing, healthcare, and daily living costs significantly lower than Singapore, Hong Kong, or Australia — making it a practical base for retirees, families, and remote professionals alike.
Modern Infrastructure & Healthcare
From high-speed connectivity to internationally accredited private hospitals in Kuala Lumpur and Penang, Malaysia's infrastructure supports a comfortable, well-connected lifestyle — a key consideration for MM2H applicants relocating with family or planning long-term healthcare needs.
World-Class Education for All Ages
Malaysia is home to international schools and branch campuses of globally recognised universities. Children accompanying MM2H applicants can obtain a Study Permission to attend school without a separate student visa until age 18 — simplifying the process for relocating families.
Multicultural, English-Speaking Society
Malaysia’s multicultural society and widespread use of English make day-to-day integration straightforward for foreign residents, supported by an established expatriate community across Kuala Lumpur, Penang, and Johor.
Strategic Southeast Asia Location
Positioned at the heart of ASEAN, Malaysia offers direct flight access to major regional hubs, making it a practical base for business owners and professionals who need regular connectivity across Asia.
Favorable Residency & Tax Benefits
MM2H offers residency terms of up to 20 years (Platinum category), with foreign-sourced income brought into Malaysia exempt from tax and fixed deposits held under the programme also tax-free — a structure that rewards early, well-documented planning.
Frequently Asked Questions
Common questions about eligibility, deposits, property requirements, and the application process under the MM2H programme.
What is the minimum age to apply for MM2H?
The minimum age for the principal applicant is 25 years old for the Platinum, Gold, and Silver categories, and 21 years old for the SEZ (Special Economic Zone / Forest City) category.
How long must I stay in Malaysia each year to keep my visa?
A minimum stay of 90 days per year applies only to principal applicants aged 25 to 49. This can be accumulated by the principal applicant, their dependents, or a combination of both.
Once the principal applicant turns 50, both the principal and all dependents are exempted from the minimum stay requirement.
When do I need to purchase property to meet MM2H requirements?
For Platinum, Gold, and Silver applicants, the property must be purchased within 1 year of visa endorsement. A property bought before the endorsement date also qualifies.
For SEZ applicants, property must be purchased before the visa is endorsed — the visa is only granted after the purchase is completed, and the process must be finalised within 3 months. Only properties from the Forest City developer qualify.
Across all categories, the property cannot be resold within 10 years, unless upgrading to a higher-value property or exiting the MM2H programme.
What is the fixed deposit requirement, and can I withdraw from it?
The fixed deposit requirement varies by category:
- Silver: USD 150,000
- Gold: USD 500,000
- Platinum: USD 1,000,000
- SEZ: USD 65,000 (age 21–49) or USD 32,000 (age 50 and above)
Applicants may apply to withdraw up to 50% of the deposit for specific purposes, including property purchase, medical expenses, children's education, or local tourism — subject to the property-purchase timing conditions for each category.
Can I bring my family under the MM2H visa?
Yes. Eligible dependents include your spouse, unmarried children up to age 34, and parents or parents-in-law. All can be included under a single principal application.
What government and agency fees are involved?
Each category carries a one-off government participation fee (ranging from RM 1,000 to RM 200,000 depending on category) and a one-off government processing fee of RM 5,000 for the principal applicant and RM 2,500 per dependent.
A separate one-off licensed agency fee also applies (RM 40,000–70,000, depending on category), plus an annual visa fee of RM 500 per applicant.
Do I need medical insurance and a health check-up to qualify?
Yes. All applicants must undergo a medical examination and hold medical insurance recognised in Malaysia before visa endorsement.
Are there any tax benefits under MM2H?
Foreign-sourced income brought into Malaysia is tax-exempt, and fixed deposits held under the MM2H programme are also tax-free.
What happens if the principal applicant passes away?
The MM2H pass can be transferred to the deceased principal applicant's next-of-kin, allowing dependents to continue enjoying the visa.
Can I apply for MM2H on my own, or do I need a lawyer or agent?
All MM2H applications must be submitted through an authorised channel. Engaging a law firm early — particularly for the property purchase and fixed-deposit compliance elements — helps ensure your documentation, property title, and family structuring are properly reviewed before submission, reducing the risk of delays or rejection.
Still have questions about your MM2H eligibility?
WhatsApp Us →This FAQ is for general informational purposes only and does not constitute legal advice. Requirements are subject to change by the Malaysian government / OSC MM2H. Please contact Wong & Yeong directly for advice specific to your situation.
MM2H Residency Options
Flexible Residency Packages Tailored to Your Goals
The MM2H programme offers four residency tiers — Platinum, Gold, Silver, and the SEZ (Special Economic Zone / Forest City) route — each suited to a different profile of applicant. Visa terms range from 5 to 20 years, with fixed deposit requirements starting from USD 32,000 (SEZ, age 50+) up to USD 1,000,000 (Platinum), and property investment thresholds from RM 600,000 to RM 2,000,000. The table below sets out the eligibility, deposit, and property requirements for each category, so you can identify the residency path that best aligns with your financial and lifestyle objectives.
Residency Options at a Glance
A side-by-side comparison of the four MM2H visa categories — Platinum, Gold, Silver, and the Special Economic Zone (SEZ / Forest City) route — covering eligibility, deposits, property requirements, and government fees.
| Feature | Platinum20-year visa | Gold15-year visa | Silver5-year visa | SEZ (Forest City)10-year visa |
|---|---|---|---|---|
| Minimum Age to Apply | 25 years old | 25 years old | 25 years old | 21 years old |
| Residency Term | 20 years, renewableBusiness & employment allowed | 15 years, renewable | 5 years, renewable | 10 years, renewable |
| Fixed Deposit Requirement | USD 1,000,000 | USD 500,000 | USD 150,000 | USD 65,000 (age 21–49)USD 32,000 if age 50 and above |
| Property Purchase Requirement | Minimum RM 2,000,000 (West Malaysia) | Minimum RM 1,000,000 (West Malaysia) | Minimum RM 600,000 (West Malaysia) | Must purchase directly from developerOnly Forest City-qualified properties; price subject to state land policy |
| Property Purchase Timing | Within 1 year of visa endorsement | Within 1 year of visa endorsement | Within 1 year of visa endorsement | Before visa endorsementVisa is granted only after purchase; process must complete within 3 months |
| Property Resale Restriction | Not allowed for sale within 10 years, unless upgrading to a higher-value property or exiting the MM2H programme | |||
| 50% Fixed Deposit Withdrawal | Eligible if property purchased within 2 years before, or any time after, visa endorsement | Eligible if property purchased within 6 months before visa endorsement | ||
| Government & Agency Fees (One-Off) | ||||
| Licensed Agency Fee | RM 70,000 | RM 55,000 | RM 40,000 | RM 40,000 |
| Government Participation Fee | RM 200,000 | RM 3,000 | RM 1,000 | RM 1,000 |
| Government Processing Fee | RM 5,000 for principal applicant · RM 2,500 per dependentSame across all four categories | |||
| Visa Fee | RM 500 / year per applicant, plus a multiple-entry visa fee of RM 6–55 / year for dependents (varies by nationality) | |||
| Stay & Family Requirements | ||||
| Minimum Stay Requirement | 90 days / year, applicable only to principal applicants aged 25–49Exempted once the principal applicant turns 50 — dependents are exempted too | |||
| Eligible Family Dependents | Spouse, unmarried children up to age 34, and parents / parents-in-law | |||
| Change of Principal Applicant | If the principal applicant passes away, the MM2H pass may be transferred to the next-of-kin | |||
Disclaimer: This table is provided for general informational purposes only and does not constitute legal or immigration advice. For an assessment specific to your circumstances, please consult Wong & Yeong directly.
Have questions about which MM2H category fits your situation?
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Why Choose Us for Malaysia MM2H?
- We provide in-depth legal guidance on Malaysia My Second Home (MM2H), ensuring full compliance with the latest government requirements and policies.
- Our team ensures every step—from documentation to submission—is handled clearly, professionally, and without unnecessary delays.
- From initial consultation to approval and post-approval matters, we provide continuous legal support throughout your MM2H journey.
We deliver expert legal representation with personalized strategies to achieve efficient and favorable outcomes.
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